An employee of the insurance company, Oleg Kogy along with his wife Olga, decide to use his official position and swindle an insurance policy. They insure the Oleg's life for a large amount, simultaneously taking out loans in several banks where 'Oleg Kogiya' is known as a representative of the insurance company. But something goes wrong, each of the participants start to get entangled in the sins and merits of crime...